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startmyheart t1_ixgdi2p wrote

AFAIK, medical insurance will sometimes deny claims for care due to auto collisions because it should be covered by the auto insurance of the at-fault driver. Cool system we've got going here

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Ok_Purpose_1606 t1_ixhv8h0 wrote

No. The at-fault drivers auto insurance will pay for what it can. Then your own health insurance coverage kicks in to pay the rest minus deductible, coinsurance. And then you're only paying up to your OOP maximum.

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