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hippocampus237 t1_ixh6e3f wrote

Reply to comment by Ok_Purpose_1606 in The 17 victims of the Hingham Apple Store crash might have to share a $40,000 insurance payout. by il_biciclista

There are indications that people lost limbs! No way their health insurance covers 100% of expenses. Most insurance carriers pay a percentage of expenses and may have maximum payouts. Their bills are going to be high - through no fault of their own.

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Ok_Purpose_1606 t1_ixhpjs6 wrote

>Most insurance carriers pay a percentage of expenses and may have maximum payouts.

Have you ever had to use your own health insurance for really high hospital costs? This is not the way it works. Otherwise no one would be able to afford cancer treatment or surgery. Please google "out of pocket maximum." Maybe for dental insurance it works the way you describe.

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hippocampus237 t1_ixhvxuj wrote

My nephew was in a motorcycle accident and I can assure you that even with health insurance he is drowning in debt. Deductibles, percent pays, co-pays.

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