I haven’t bought a physical game in years. I have an XSX and I gameshare with my brother so anything any of us buy the other can play. Who wants to mess with switching discs. Sure deals on newer games are generally better on discs but I have game pass and don’t need to buy too many new games, plus those I buy, me and my brother can both play. So we buy one copy of MW2 and both play at the same time. I also grind out MS rewards to buy games.