PS Plus Premium is almost 800 games for $120 per year ($90 per year I'd you buy during the holidays). Game Pass for Xbox is $180 per year.

PS Plus Premium has more games and better games (better as defined by yearly awards. This is subjective, of course, but Microsoft isn't exactly pumping out GOTY winners).

I'm a fan of Bethesda, too (well, Elder Scrolls and DOOM. Not sold on Starfield yet). When Microsoft bought them, I knew I had at least 2 years to save and buy a PC to play them. So that's what I did. With a PC, there's no reason to have an Xbox.

And, over the course of a 7 - 8 year console cycle, a PC is finally within the same price range once you factor in the "pro" console models. Of which Xbox got away with selling 3 last gen. Xbox One, Xbox One S and Xbox One X. Each costing more than the last. If they do that this gen, you're looking at a cost similar to a high end PC.