We know that by 2035 something will have to give. Everyone who is going to pay into it is born already, and we know who will be retiring and how long they will live on average between now and then.

Unless we drastically increase our young legal immigrant labor force, increase retirement age, reduce benefits, or add funds another way, that Asset Reserves line will start and exponential decline.

It isnt a trivial matter, but if we do something now, it may never be an issue. But it is a real and valid problem that is getting worse everyday.