Visualized using: https://sankeymatic.com

Amazing how little she spent on food and groceries combined.

I swear 20 years later we will pay $50000 for rent. And then we will start living in the office.

What is this type of chart called?

She went to France for €300? Does she live there?

Looking at some shops names — from Germany.

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Sanky diagram

sankey, I believe

Reminds me of when i was still studying and lived off of 100 Euros per month for groceries. Luckily food is cheap in Germany.

I disagree. On a low salary I think she is doing great to save anything

She pays more tax than Trump. SMH

4k4€ rent in a year is not much tho. That's not even 400 a month. I assume that's her half of rent or something so they live in an 8k8€ flat a year which is quite alright for 2 people. They're probably in Germany, that's probably not a big apartment but I'd guess it's not a 1 room either.

I thought it is in a month.

Well damn lol I'd spend that much in rent too if I made 15k a month xD

I still wouldn't :P

Well maybe not rent but probably in loan installments to buy a sick house or something

Yeah, that would be nice.

Awesome I gotta do that for my income 😑

She could have taken a train, i know a lot people do that to expend less

I don't want to sound rude but isn't 15k euro a year too little for Germany

Then she needs to dramatically increase the income while not allowing lifestyle creep to kick in.

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Interesting - the amount seems very normal if not extravagant to me. Possibly country differences.

I think it noteworthy that someone on a low income making sacrifices to scrape together paltry savings pays more taxes than some billionaires. Maybe you don't, that's on you.

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And yet ..

Is she subsidized by you?

My wife and I spend like 1000 USD on groceries a month hygenics and pet food included.

How do you get by on that little spent on food?

Must be the case.

Don’t you mean ex girlfriend, after she sees this shit

Student jobs maybe

Currencies other than dollars exist. 120 euros/month isn't unheard of in Europe.

Other income is kind of sus, dear OP

I easily spend €250-300 a month on groceries and I often buy things at cheaper supermarkets. So I think €100 in Western Europe would be extremely frugal.

I do eat a high protein and reasonably high vegetables diet. So if I sacrificed my health I could spend less. But it would also be very easy to spend €400 a month if you don’t pay much attention.

What part of world? Hard to do in US or Western Europe, unless with parents.

Good point! 1200€ (I assume you meant 1200) is $1260. That 60$ makes a HUGE difference.

I thought it was a month too.

No, I meant 120 euros (as in 125 dollars) per month (as in a 30 day period).

Could you explain a bit about how the data was captured? I'd be keen to do one of these for myself.

120 euros a month, converted to dollars & compared to the US poverty line (which is absurdly low) would be roughly 12% of the poverty line. I have trouble believing anyone could live on $1,500/yr in the US or the EU without significant familial or governmental help.

Wow! I spend about £400 a month for a family of four. We eat very well.

1. That's only food expense.
2. You don't have to believe me and can check this thread. Maximum is about 200€ pppm.
3. Why are you comparing US and Europe, which have significantly different costs of living?

I thought you meant all expenses, not food. That’s my fault. Was comparing to US poverty line because the US has a defined numerical threshold- the EU does not.

Less than $370 a month on rent? Odds are strong she doesn’t live in America. Also, $3000 in saving? Good for her, I hope that’s true - also another strong sign she doesn’t live in America

I spend about that as a single male in the US. Before the American stereotypes come in, I’m fit and don’t overeat 😂

She did the majority of her grocery shopping at Penny, which is an extreme discount grocery store in Germany

Look at the store names. 100% lives in Germany

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How does one do this... I try to be frugal and spend like twice as much on half the people :/

Good practice for "How my wife spent my money 2024"

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Wow, so with a base income of about 15K, she saved almost 4,500, and traveled to Czech and France...fascinating.

Damn, budget is so accurate you even realized she lost 8.26 somewhere

A healthy diet is usually more expensive, though.

I think OP has converted the currency from Indian rupee to USD. I see a few Indian names in the shopping list

Liddl in India?

I’m referring to the price breakup in the groceries section

She doesn't spend a single euro in going out, bars or restaurants? Is she trapped inside your house?

Where do you pay 4000€ in rent?

Looking at this I assume that boyfriend pays for quite a lot of her expenses.

Selling something on eBay?

Fuck, we spend like 900 euros a month on groceries...

For a full time job, for sure. Maybe she works part time.

She lives and studies in Germany. I live in France. Her costs are primarily her flight tickets.

Sharing with a partner/someone else and pool together the rent. Or live in the ass end of nowhere, I guess.

Nope! She's pursuing her master's and is mostly in the university for most of her time. She lives in a student dorm, so her rent is considerably cheaper.

she's in Germany.

She's a student, works for 20 hours/ week.

Student job. Visa restrictions allows her to work for 20hr/ week.

Nope! All the spendings are in Euros.

1 room student dorm.

Hahah! No. Sometimes I buy her flowers & food when I get to work extra. Both of us are students and get to work for 20hrs/week.

Oh so she's paying the full amount I hope otherwise that's expensive as fuck man.

We sold some of our old furniture on eBay. Occasionally, her parents send her some money as festival gifts.

We maintain a personal and a joint budget.

I thought it was a lot, didn’t realize it was annual. 350 sounds ok if you live in a wg (shared apartment) or in a small town

Hahah! We have student debts to repay. So we make sure to track every single penny we spend. 8.26 what she lost are the coins she forgets to pick up from the laundry machines that someone flicks up later.

Netherlands here. We spend roughly €100 a week (€400 a month), which is considered frugal for a family of four eating mostly vegetables, fruits, and proteins. We could go lower if we had less variety in our diet and buy cheaper meats instead of the organic stock and plant-based substitutes we do now.

Pedantism: Is "Savings" really spending money?

Her uni schedule is pretty jam-packed. She goes to restaurants, which are accounted as food. In terms of going out - most of her travel was relatively free (9 Euro ticket)

Student dorms.

Plan ahead. Spend loads of time on preparation.

Buying for more people means buying in bulk, where you would throw that away with fewer people.

The more thrifty people around us plan out their meals for a month, to make sure they can buy in bulk deals, and freeze meals/products for the end of the month. They will use the ingredients of every dish and combine them into other dishes with different spices/herbs/flavors to create some interest. The variety within the season is sometimes a little lacking, but overall it's still balanced over all the seasons.

Frozen seems to be a good choice left or right. Flash-frozen meats, seafood, fish, fruits, and vegetables are considered close to fresh, but usually cheaper. If you have the space at home to store leftovers, so you can buy in bulk.

Standard reply from US americans. Imagine living in an economy where you think women in western countries can't have a good economy without a man providing for her. Get real.

Or a bus, to be honest. Bus-fares are really cheap. When I did not have a family, I traveled all over Europe by bus. So cheap.

She's a working student. Our visa arrangements allow us to work for 20hrs/ week. Given inflation and rising heating costs - I am proud of whatever she is saving.

Hahah! No. She is proud of whatever I m doing,.

"How my wife managed our money in 2024"

There, I fixed it for ya.

Monthly? From slim student life to balling out of control :D

Interestingly, she used to cover my student debt repayment when my expenses overshoot. We lived together for most of the year - so the costs were split. I recently moved to France for work.

100 € in western europe is laughable for groceries fo a whole month. unless youd eat out a lot.

Wow, she's very good at saving money. I study in France and have a similar budget, so, it's nice to see something comparable to look at.

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student in germany, OP mentioned elsewhere. I‘m german. It‘s totally plausible

My gf and me wanted to do the same. What tools do you use foe tracking? And do you have a 3rd bank account?

These figures are in Koruna or Euro ?

Elsewhere OP commented she lives in a university dorm. 300EUR/month is cheap everywhere.

Yeah.. but not in Germany. 120 is very little.

https://www.reddit.com/r/germany/comments/w9r596/how_much_do_you_spend_in_monthly_groceries_and/

So did you get a modelcar for your birthday? If yes, what did you get?

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Or maybe we're buying food for more than one person and don't necessarily deal with the same prices as OP's girlfriend? But of course being a cunt to strangers online is more fun :)

Of course. My comment was in jest regarding stereotypes of Americans being overweight.

I think you meant statistics, not stereotypes.

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We are vegetarians. Her Diet is mostly Indian food and vegetables. We sometimes eat a sort of unique grain called millet (cereal crops), a healthier rice substitute and relatively cheaper.

Haha! It's mostly the fear of not having a backup when something goes wrong, I guess. We would do the same when we were in India, lavishly overspending, knowing we have our parents financially bailing us out whenever needed.

Public transport was free for her because of the 9-euro ticket. We have covered the entire bavarian region under 9 euros xD

Yes! It's almost 400 now because of Inflation. Her room is approx 25m2.

Yeah 400€ for me also, single male Norway. Skinny healthy eater

The simplest way is a google sheet. I have created a dashboard where we update our expenses daily. We have a joint (3rd bank account) where we club our savings.

That was the whole point of publishing this data. Wanted to check where we are overspending/ understanding.

Euros.

Hahaha! Yes. She got me a 2009 WDC-winning Brawn GP scale model (Jensen Buttons) for my birthday and Alonso's 2005 & 2006 Renault as a surprise gift when we met after a couple of months :D

what did you use to make this?

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makes sense, nice username btw. Thanks for the explanation.

Thats mad! For like 10 dollars you can travel half a continent. Damn! Do tell us more

I do have a google acc, but I‘m not a big fan of using it too extensive. The third bank account on the other hand is something I should attempt. Thanks for your answer.

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No, I meant stereotypes. Stereotypes may be statistically accurate, but not universally valid. In this case you can see how that is true.

Single fit American male you say? 😉

Sorry, my comment was supposed to be a jest regarding the statistical accuracy of this stereotype. Hope you keep healthy.

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