Virtual-Ad5244 t1_j2nnjm8 wrote on January 2, 2023 at 5:59 PM

you made this same post 5 days ago.

Substantial-Key-8734 OP t1_j2nqqup wrote on January 2, 2023 at 6:20 PM

It was removed since personal data can only be posted on Monday

Sweaty-Willingness27 t1_j2pcric wrote on January 3, 2023 at 12:40 AM

I might have missed it (or it may just be lumped in with savings), but if you want to, max out your IRA for you and your spouse. My spouse doesn't work and I recently found out that I can still contribute the max for them in their name.

Post tax, of course, but still will be nice to keep taxable income down in retirement.

Substantial-Key-8734 OP t1_j2q783v wrote on January 3, 2023 at 4:13 AM

Oh I did not know that. My spouse is full time mom so I can still fill her ira up then. Great tip thanks!

Sweaty-Willingness27 t1_j2rxxly wrote on January 3, 2023 at 3:16 PM

Sure! You can check some of the details here or just Google "spousal IRA contributions"

Substantial-Key-8734 OP t1_j2mj7c4 wrote on January 2, 2023 at 12:50 PM

Data from my budgeting spreadsheets

Tool used: http://sankeymatic.com/

[OC] - my slightly complicated 2022 budget (37yo SWE)

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