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johnnyB1994 OP t1_j3nfore wrote

Reply to comment by Moxie_the_collie in [OC] 2022 budget for me and my fiancé (late 20s, USA) by johnnyB1994

Tell me about it lol. It is partially due to us moving to a new city last year and wanting to experience the local fare.

That said though, our goal this year is to cut back 5% on food and allocate that to savings.

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BLAZENIOSZ t1_j3qkpxe wrote

I feel like you could cut back 50% and not notice much of a difference.

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johnnyB1994 OP t1_j3rc046 wrote

I could probably cut back even more than that. But I’ll notice the difference on anything over 10%. It would mean less food, or more trips to budget grocery stores, or conscious decisions to dine out less or avoid nicer restaurants, and sometimes saying no to social gatherings.

While I’m aware we overspend on food and beverage - It doesn’t bother me all that much. I see it as an investment in good memories. We’re rarely eating fast food, instead we’re arranging plans with friends to try new restaurants and bars. Heading into my thirties, I’m also aware that these gatherings will be less and less frequent as we all start making families.

Tomorrow is never certain so personally, I try to balance out how much I’m saving for the future with how much I’m investing in todays experiences (and future memories).

All that to say, I’m going to stick with a 5% reduction goal because I love food, drink, and good company 😅

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