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Malkiot t1_iyemrmt wrote

Does the US not have really easy wire transfers as we do in the EU? I can literally transfer money from an account at any bank to any other bank within the EU from my phone. I only need the recipient's account number. Hell, for 2€ (BS fee) I can do an instant transfer which credits the recipient's account immediately.

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OneMoreTallDude t1_iyeniwi wrote

Can't speak for all banks, but I bank with a credit union and they offer something similar. I can send money to any other credit union checking or savings account instantly, for free. They charge me to send money to federal banks though or internationally.

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modern_aftermath t1_iyfa5b7 wrote

Yes, it’s practically the exact same system, with the same function and features and similar small fees for instant transfer, in the US.

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