That sounds like a problem with the banking system that they can't do that. They don't keep $50,000 in their drawer, while they're going to check out 5 stacks and the bank manager is going to have to authorize that anyways. You won't have to do that A lot of times it would only be under the circumstances where someone is coming in to the bank who has a relatively new account, whose first or second deposit is $100,000 check.