In places where events are both frequent and deadly, humans (or life in general) can't survive. Life evolved on Earth because it happened to have the right conditions for it. The other planets in our solar system don't, and as far as we can tell, have no living organisms on them. On a planet that was regularly being hit by extinction-event level meteorites, complex life forms like humans would probably just never evolved.

From there, we have both evolved to be adapted to our environment and have used technology to further engineer solutions to major problems. If we couldn't survive getting wet, rain would be a frequent and deadly event. So we evolved to be able to survive being rained on. We built our cities in places that were relatively stable, not on top of active volcanoes. We use technology that is relatively safe (like airplanes) and avoid using technology that is unstable and dangerous.

There are plenty of examples of both natural events and technologies that (if they were widely used) that would qualify as "intense and frequent". We either avoid them on purpose, adapt to them, or are living on a planet where they don't happen because on planets where they do no life has evolved in the first place.