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mtnslice t1_j6gcdwk wrote

Reply to comment by 152centimetres in ELI5: Why are contactless payment methods faster than inserting the chip? by jimmysofat6864

This only started happening to me after I moved out of the US. When I lived in the states the debit card was only tied to a checking account. In Canada the card lets me choose checking vs savings

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biggsteve81 t1_j6geljc wrote

Until 2020 savings accounts in the US were limited to 6 or fewer transactions per month. So debit cards would never have been tied to them for payment.

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TehWildMan_ t1_j6gi0gc wrote

It would still be common for some (particularly non-visa/mc debit cards) to provide the option. Mine did back in the late 2000s.

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