Are one or two random internet strangers on Reddit qualified or capable of determining the individual and collective housing and happiness needs of a complex and changing society? No, no they are not.

Is it pretentious and condescending to ask rhetorical questions in an open forum and then provide the answer yourself eliminating even the semblance of an actual discussion or debate? Yes, it is both pretentious and annoying.

Have a nice day and enjoy your career in housing and development as well as your dedicated philanthropy efforts towards underdeveloped nations. Clearly you are an expert and totally unselfish, if only we could all be more like you, random noble enraged internet person ;)