Plus, even disregarding MSRP, we have way more fucking sales going on right now than we used to. Way more.

Street Fighter V is $5.19CAD on PSN and it's far from a dead game, for example. Even discounting what you get from PS+ extra tiers or Gamepass, you could reasonably spend under $30 on either PSN or Xbox Live and come away with like 3-4 high quality games easily which will occupy your time for a month or more.

Gaming is fucking cheap right now.