Easy to say when you don't know someone's situation.

I had 5k saved up but had to use that for repairs at my house after severe water damage. Then my car needed repairs, the list goes on. I keep track of every cent that comes in and goes out of our bank accounts, but with my health issues and current crisis in Europe the cost of everything is high.

I managed to make everything as cheap as possible, from mortgage to food to internet. If something were to happen to my income or that of my wife's we can still survive on one income. According to my calculations we're saving up €600 a month but with the shitty luck we're having we don't really see much if that.