Great questions. Pretty sure she had it in the Apple Pay for whatever reason. Yes to wallet, I think. No to autofill and Paypal. Yes to online shopping. But suspicious charges have shown up with a new card on like, the second day when she's only been grocery shopping. It's flippin' weird.

The other concern is her online banking. We have changed her bank account password and I basically told her she's not allowed to look at her account on these devices until I get them wiped.