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pixel_of_moral_decay t1_irz4fvt wrote

Yea, meanwhile they're supposed to do that "6 points of ID" thing at the MVC for years now, and I've never needed more than my old license every time I bothered to gather all those documents.

FWIW I refuse paperless billing on many principles:

  1. Some don't let you opt back to paper without a fee, and some now insist on a fee for paper, which sucks for older people who may not be comfortable doing stuff online.
  2. Way to many things still want a bill or statement for proof of residence (including the library).
  3. The banks saves money, they pass on 0 savings to me. That's bullshit. At least split it, even if it's a $0.10 credit every month. At scale it's a good boost to a CEO's bonus. But I don't really feel like the negatives are worth me making a sacrifice to help a needy CEO.

I'm doing my part by keeping paper bills alive. If enough people stop getting them, expect to pay for paper.

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Blecher_onthe_Hudson OP t1_irz6jkm wrote

What bugs me is they want to save paper, but still stuff the bills with 5 pages of unnecessary crap! Plus they don't give real access to the data past a certain date, for some banks it's just a few months and then it's a PDF not actual downloadable data.

Newsflash for banks: data storage is so cheap that Google & MS are giving away tens of gigabytes. My Quicken file of 30 years of my financial life is only 30mb. You make billions on us, giving us a fews cents of text & numbers data storage going back a decade would be nice.

If I didn't get paper utility bills I'd never look at them, and that's not good.

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pixel_of_moral_decay t1_irzasxi wrote

Yup. It’s all bullshit. It’s not like they even store those pdf’s. They’re generated on demand from the database.

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cC2Panda t1_irzlyot wrote

I think the 6 points is just for new licenses and address changes. I only had to show 6 points when getting my first nj ID, after that it was just ID and proof of address.

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Blecher_onthe_Hudson OP t1_irzn9ec wrote

Not for Real ID. You need to actually go to the website, https://www.nj.gov/mvc/realid/ They call it 2+1+6. 2 proof of address, 1 of SSN, 6 of ID.

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cC2Panda t1_is0desg wrote

The guy above said they are supposed to do 6 points of ID at the MVC but he's just used his ID. So I assume he's just doing basic renewals.

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HappyArtichoke7729 t1_irz69gx wrote

Not only everything you said, but you also shouldn't let folks take money out of your account or sign up for "autopay".

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Blecher_onthe_Hudson OP t1_irz7cnr wrote

Ok grandpa. Whatever. And I won't buy things over that 'internet thing' with a credit card.

EDIT: Since they deleted it, I was responding to happyartichoke saying not to pay anything by ACH.

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HappyArtichoke7729 t1_irz7n22 wrote

No, false. Let me explain this to you buddy.

The problem with autopay is people can just take money out of your account, and if they take too much or keep taking it after you're done with them, then the onus is ON YOU to spend a bunch of YOUR TIME trying to talk them into giving you YOUR OWN MONEY back.

If they ask for money and you pay them, the onus is ON THEM to spend THEIR TIME chasing you if there is a misunderstanding.

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Jimmoe t1_is0apre wrote

You're right. Many years ago, Verizon, through autopay, withdrew an additional random $300 from our checking account. After many hours of phone calls to various reps and mangers, they owned up to their mistake. However, Verizon refused to refund the money. The $300 had to be used as credit for future bills. Yeah, Verizon sucks.

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pixel_of_moral_decay t1_irz6o90 wrote

Depends what it is. Things with variable billing? Absolutely not. I want to audit the bill before I pay.

Do I want to pay a $10 surcharge to Verizon every month for a set payment? Not really. They call it an "autopay discount", but it's really a surcharge since they advertise pricing with the discount already included. FTC if they really wanted could step in on this bullshit, but it's too small and they're too toothless to do anything. Easy enough have the bank block transactions and threaten them with small claims court if necessary.

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