The symptom of a late budget, one that was well over the forecasted amount, an unaccountable mayor and city council, and a very poorly run city/tax department. Q3 was higher because of the school budget. Q4 was higher because of the bloated city budget - both brought our tax rate from 1.64% at the start of the year to 2.118% now - which is what you see your Q1 and Q2 taxes reflecting. Unfortunately, that will likely follow the same path this years did and we can expect to see that increase by end of 2023.