>no bank would ever give out a home loan in those areas

omg....laughing so hard I can't even breathe....yes, of course, so no bank wants to give out grossly inflated loans they know you'll have to default on due to damage and lack of funds....

EXCEPT THAT IS LITERALLY HOW REAL ESTATE WORKS IN THE U.S.

You took the bait, buddy. Florida is queen of foreclosed homes bought by people with no money through predatory loans. Rich people can write off their losses, so they can afford to trash a vacation home and to enjoy the property while they can.

I'm betting you can't. So you jumped on a chance for a cheap home in a highly unregulated market at a price it will never be worth. That makes you the prey. I'd feel sorry for you if you weren't so ignorantly proud of the mistake you've made. You think like a poor person, assuming a billionaire values a home the way you have to. You made your decision as if you have millions to toss around, so here's both hoping you do and wondering why the fuck you didnt get an education if you could afford one instead of investing in floodlands. Now pardon me while I enjoy watching this leopard eat your face.