It depends on if you already have a place or not because I was trying to apply for raft so that I could use it for a down payment and barely any of the landlords that I could find would even take it and there was just so many conflicting things that it was a seemingly impossible situation however if I had already had a place it would have been much easier to apply and get it and I would have gotten it very quickly as all of my information was approved however it has been 2 years since I did any of this and I moved out of Massachusetts officially a year ago as of last month so the system could be updated by now