Submitted by [deleted] t3_y4rjya in massachusetts
katieleehaw t1_isfh9nm wrote
Did you talk to your insurance company or just your employer?
Also your income sounds way too high to qualify for Masshealth.
Starlightandspirits t1_isfms63 wrote
No 55k with a child he should qualify for low cost. When you add a dependent the amount goes up. It also depends on the average median income in the zip code. Unfortunately because thier job offers health insurance he probably has to get it through them. Unless it would bring them below poverty level.
mofongoDorado t1_isfi1cr wrote
Just the insurance person at my employer,
also if it’s just for my kid?
katieleehaw t1_isfjcvr wrote
Kids don’t exist independent of their parents for this purpose - your income determines your kid’s eligibility outside some very specific circumstances (like adoption for instance, kids adopted from foster care are eligible for certain benefits).
Call your insurance company directly. Some events are qualifiers for signing up for insurance outside open enrollment. What insurance did your child have prior to the custody change? If it just happened they would still have coverage presumably.
mofongoDorado t1_isfmsee wrote
Thank you, will try this and I’m not sure about the insurance my kid had before because of unable to contact other parent but will ask My kids Doctor.
Starlightandspirits t1_isfnk1o wrote
You should be able to get a copy of the court order at the court house. Then I would make a couple copies of it for your records. I would then give it to HR or the Person who handles your insurance. I had to do this myself. Hope it helps. If you are collecting child support they may add that to your income. Keep a copy of the court order in case of any emergency. Say you become unemployed or need some other type of aid. Also get a hold of DOR and get copies of how much support you get and how often.
mofongoDorado t1_isfoocm wrote
I did send it to the insurance person at my job at first they said that this is a “qualifying event” to add someone to my insurance but then they came back saying it didn’t say in the court order that I had to add her to my insurance
GreenSoxMonster t1_isftb5i wrote
Is health insurance listed anywhere in the new court order? Is the other parent on the order at all or is it basically saying you’re the only parent now?
mofongoDorado t1_isfv7r8 wrote
Insurance is not listed in the order, I’m to have sole (temporary) custody and placement of my kid, in a few months on the next court order I’ll most likely be made permanent.
katieleehaw t1_isgmmf4 wrote
The permanent order will address health insurance. Until then wherever coverage the kid already has should remain in place.
mofongoDorado t1_ishp11o wrote
It’s a different state so I assumed I needed a new insurance for my kid
GreenSoxMonster t1_ish7j4n wrote
That’s tough. I’m guessing that your work doesn’t see temporary orders as life changing event. Could you ask them before your next court date to clarify what should be in the new orders?
frankybling t1_isgl90z wrote
that’s not how it works… your insurance person is incorrect. You don’t need the court order to spell it out… if you get custody unless it’s stipulated the other parent provides the insurance. The onus is on the insurance carrier to add your new dependent to your plan.
mofongoDorado t1_ishowbn wrote
Yeah, I’m going to have to call my insurance directly
[deleted] OP t1_isgo0w5 wrote
[deleted]
frankybling t1_isgkvga wrote
you already have it? So it’s not just for your kid, you’re adding a dependent, that’s the actual definition of a qualifying event.
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