Fight it but do this - offer to pay more (if you can afford it) to have it stricken as a moving violation. You’ll take a hit in the wallet short term but save $$ over premiums long term. I know someone who tried this in NH and it worked. So for example tell the magistrate you’re prepared to pay $500 for the court’s time. Don’t admit guilt, say you don’t want this in your record and act very apologetic.