I use my LegalShield membership all the time, it works great. They aren't going to handle a whole case for you for $30 a month, but to get advice and for them to write a demand letter on your behalf, you can't beat the $30 a month. They just spent hours for me figuring out my car registration and making sure I wouldn't violate and MA laws having a residency in two states. $30 a month and I got several hours of research, maybe valued at $750, I'll take it! They also fought the city for me to take down a tree, saved me the $1500 tree removal. They will defend you in court or against the IRS, but they won't file a lawsuit on your behalf... I think that's to prevent people from just suing everyone at all times if they had a membership and didn't have to pay the lawyer.