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BigToeJob t1_ivhznlu wrote

I pay 400/mo for an epo family plan…..cheaper than the ppo, but my in network is awesome, so why pay more than I need to.

Your pricing seems high, especially if it’s a single plan….I would look into the hmo network to see if you can get the same coverage….

It’s not reputation …. It’s whatever deal the employer has with the provider. Employers typically cover 80% of the cheapest option they offer and give you the same dollar amount towards tre more expensive one. Unless you have medical issues, I would strongly consider the cheaper plan

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fkenned1 t1_ivjdfh2 wrote

Through who? I’m paying over double that…

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BigToeJob t1_ivjf6al wrote

Cigna … coverage and rates is something negotiated between employer and provider

Cigna epo working for one employer could be quite different from Cigna epo through another

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Placeholder_for_now t1_ivjlb3t wrote

Have to agree that OP's pricing sounds high. We pay just under $400/month for two people through Blue Cross Blue Shields PPO plan. Add in dental coverage and we are at about $430/month.

Edit: typo

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