It’s easy to get flustered on the spot.

This wouldn’t apply in this situation but if you have a fender bender in the future, it might help to keep your insurance info in an envelope and on the outside of the envelope you can write a checklist:

• Take a photo of: both cars’ damage, both license plates, their insurance, & their drivers license

• Write down exact time and location (cross streets, street & number)

• Don’t admit to anything

• If to your advantage, name & contact info of a witness

So it’s easier to remember even if you are flustered.