> I graduated from CC with an AS in Accounting and an AS in Business Management. When I went to Bentley, I had to take several courses over again.

But those credits would almost assuredly have transferred to UMass. (I don’t know if that was true in the 90s, but it’s absolutely true today.) If you take classes from one of the state community colleges, any of the state universities of UMass will accept the credits. You’re talking about making policy for community college students because you chose to transfer to a private university that unsurprisingly wanted to maximize their revenue by not accepting (certain) transfer credits.