1st of all, OP's coin is a nickel, not a quarter (worth 5c face, not 25c). 2nd, there is no silver in any V nickle (b/c as I just said, it's a nickle, not a quarter; the "pre-1965 90% silver content" doesn't apply to nickles). 3rd, price guides put a 1909 nickle's value at around $2 in G-4 condition, which is what I think the condition OP's coin is in, so there's no way this is worth anything near $50. I'm not even sure where you got "about $50" from anyway b/c if it was a quarter, except for the 1909-O all 1909 quarters in the same condition are worth around $13.