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gman2391 t1_iykkbzm wrote

As long as you don't have to go to Logan during rush hour it shouldn't be too bad.

$400k is gonna be about the minimum to find a house south of concord these days. You should be able to find something decent in your price range

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ZeBrownRanger OP t1_iykkjle wrote

That's good to know. I've been shopping and it seems like 450-475 gets you a lot of house for the money.

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CosmicSurfFarmer t1_iyko44p wrote

450K is going to get you a starter house in SNH. I’m not trying to be a jerk, just trying to give you accurate information

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ZeBrownRanger OP t1_iykq2oh wrote

You aren't. No offense taken. I've been shopping online a bit. I'm seeing plenty of 3-4 bedroom at around 2k square feet in that range. Interiors look nice. Things seem in good repair. Can you elaborate? I'm sure plenty won't show as well but they seem consistent in that range.

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Pristine-Elk-2902 t1_iykr31c wrote

Correct me if I'm out of line, but 2k SQFT isn't exactly "a lot of house"

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lellololes t1_iyly1vp wrote

Depends by whose standards.

It's plenty of space for a family, it's just not huge in American terms.

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Falzon03 t1_iymixtm wrote

2k sqft isn't large by any means. Small bedrooms mid-size living room. You're looking at 3-4 bedrooms, so average family with no office or craft/play room... usable good space, yes, large, absolutely not.

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ILikeCrabbyRobots t1_iym42pc wrote

For you, but for this family it sounds like it is. Everything is relative, not everyone needs a McMansion.

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cyriouslyslick t1_iynnvur wrote

Property taxes will price you out of many homes if that's your full budget.

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ZeBrownRanger OP t1_iyoesut wrote

It's not. That's what I can do with 20% down and still have 50k left over for moving, improvements, and appliances. I can spend up if I have to.

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cyriouslyslick t1_iyp0ue4 wrote

Property taxes are a constant monthly/yearly expense and will continue to rise aggressively. Make sure you are accounting for the tax rate in every single town you're shopping in.

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ZeBrownRanger OP t1_iyp38uh wrote

They seem to be 10-15% higher than where I live and seem to go up 4-10% a year based on the town.

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pink-peonies_ t1_iylxy7g wrote

You’ll understand better when you start looking into those homes priced in that range. What towns/areas are you looking into? Could be priced lower based on the neighborhood. Could be that there are issues they aren’t advertising.

For example, we bought our house in 2019 (before housing markets went crazy). 2k square footage, needed lots of things done that you wouldn’t see on a search online. It’s a starter home. We paid $350k. Our house is now valued at around $575 due to the housing market insanity. So u/cosmicsurffarmer is correct.

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Falzon03 t1_iymilmj wrote

Yeah, 450 isn't a lot of house for the money our here. At that price, it will need some updating for sure or be small/small property. Just want to set your expectations, especially for the areas that are more developed.

Also, keep in mind there are a lot of houses for sale on double yellow roads here. When we moved, that was an immediate no for us as we had a 3 year old as well.

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