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Vegetable_Medium_458 OP t1_izb8wtp wrote

You’re absolutely right, while my shit was lapsed me I was commuting to work four minutes away or not, I was risking being sued and financially demolished if I hit anyone anyways, I went four days with no insurance, Irresponsible of me but I literally just couldn’t afford it at the time I don’t drink alcohol or do drugs or smoke anything at all I try hard to make ends meet

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Vegetable_Medium_458 OP t1_izb92bx wrote

And insured or not I would never endanger people on the road I just don’t play that shit road safety is important to me this is my first accident of any kind ever too actually

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vexingsilence t1_izbf5b6 wrote

Not suggesting you would, but you can end up with an at-fault through no fault of your own. Been there, done that. Unless you have video evidence or an army of witnesses, cops will assign blame according to however they feel was most likely the cause, regardless of what actually happened.

For example, if you were in reverse at the time of a collision, you're almost certainly at fault regardless of what the other motorist was doing. Which is insane.

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