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myfacepwnsurs t1_j0bi40e wrote

Reply to comment by pink-peonies_ in Why are so many of the homes dated? by needsab0uttreefiddy

Seriously. Let me just not pay my credit card bill because I want a new tile floor. That’ll go over really well with the collectors, right?

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Jack_Jacques t1_j0bkh16 wrote

First move would be to NOT use credit cards. If you can't afford it, don't buy it. Lock the cards up and use only for emergencies. I lived 15 years with only a debit card and cash. I only use credit cards now to get the points or cash back and pay them almost immediately after I make a charge, the same mentality as using cash or in other words I don't charge what I can't pay right now.

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