Had more than one customer come to the dealership I work at with a story about how the dealer convinced them to sign for a payment several hundred more per month than they could afford, but don't worry because if they stop on on their due date every month they'll give them a voucher for the difference.

Those were always heartbreaking because they were desperate for help but more often than not there's nothing I could do.

Don't get me wrong I am a firm believer in people taking responsibility for their own actions, but holy shit you've got to be a special kind of scumbag to lie like that.