well that and now you potentially have pre-existing conditions. So be very cautious when you shop around.

I'm not going to name drop, but there are basically 3 carriers you want to look at. Which one is right for you depends on a bunch of things. Anyone outside the 3 are a scam, or, as i mentioned earlier, akin to dental insurance (will chop down the bill a bit for something minor here and there, but not save you from a big unexpected expense).

Edit: failed to mention nobody will cover the current situation, so don't look at it as a way out.

Also i'm not a cat person, my experience with it is with dogs, and i know the numbers for cats are very different.