Hey, so I'm a therapist that accepts Horizon BCBS. Unfortunately, that IS considered mental health coverage. Once you've met the deductible, plans have varying levels of coverage and varying co-pays that you will owe per appointment, and therapists usually fall under the "specialist" rate for co-pay

It does suck that mental health visits are subject to deductibles. The best advice I can give is to look for a plan that's deductible isn't too, too high, and maybe start with therapy every other week until it's paid to space out the financial burden. I would strongly advise sticking with BCBS as your marketplace plan though and avoid Amerihealth, very few therapists in the state accept it.