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Dizzy_Cookie_8650 t1_jaau1g6 wrote

Which plan are you looking at ? Omnia silver has a 30 copay for mental health, no deductible. I’m sure it’s pricey depending on your age bracket.

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Evening_Attention_45 OP t1_jab9a00 wrote

That's the one I'm looking at. Omnia silver is a $30 copay AFTER the deductible is met. That means I need to pay the $2,000 deductible before I get to pay $30 for each visit.

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Dizzy_Cookie_8650 t1_jaeezsr wrote

The silver actually only charges that copay if your IP. An outpatient office visit is straight copay. Im an insurance broker in nj. I don’t write individual plans but I’m familiar with them. Hope this helps. Good luck.

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