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BenjaminFlocka1017 t1_je7s9xw wrote

Reply to comment by gmoor90 in Teaching in Plainfield? by gmoor90

Yup, also pretty standard. I think it's a byproduct of the fact that teachers' unions in NJ are pretty strong, so there's a lot of attention paid to abiding by the salary guides agreed upon in 3-year contracts. So let's say you're step 3 with a BA, and the contract says that position with that qualification gets $58,000 per year. You're hired at exactly that salary, but because you're starting midyear, it's prorated so you actually only get a portion of that. That's my best guess anyway, but I have seen it before.

Have you done any research into how your pension will roll over to the NJ system? You may have to pay the state department of pensions to buy credit for the years you taught out of state, and they're pretty expensive. Watch out for that.

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gmoor90 OP t1_je7tbfg wrote

So is me starting in September considered starting mid year? They told me that’s when their school year starts. Or do you mean calendar year?

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BenjaminFlocka1017 t1_je7tr7k wrote

Oh, I misread that, sorry. I thought it was September 2022-June 2023. No, that's definitely weird and I'd firmly request an explanation about that before I signed anything. There's zero reason why they should be prorating anything if you're starting in September.

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gmoor90 OP t1_je7u59w wrote

Thank you! I emailed them back and asked why it was prorated. That was about 36 hours ago. No response yet. I’ll likely call tomorrow during my planning period. I don’t want to seem nit picky or bothersome to them, but it’s a contract. It’s important I fully understand it before signing. They have to understand that.

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BenjaminFlocka1017 t1_je7us2p wrote

Oy. Hopefully it was just a mistake and everything's cool, but remember that there are going to be a ton of openings in the next month or two and that ESL is super in-demand in Middlesex County in particular. Trust your gut and don't talk yourself into something that feels off.

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gmoor90 OP t1_je7vf0y wrote

I appreciate the info and the advice. I’m a paranoid person, so sometimes it difficult for me to know if something really is off or if I’m just overthinking it.

Btw, I 100 percent did NOT understand how New Jersey’s teacher health benefits worked. I opened a benefits document last night that said it was like 1400 a month for coverage for a single person. I was freaking out. Then I learned that you don’t actually pay the whole thing. They calculate a percentage based on your income. Or I think that’s how it works?

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BenjaminFlocka1017 t1_je7we24 wrote

Yeah, sure, happy to help. Health insurance sucks for Jersey teachers. Your district pays for a large percentage of the monthly premiums, and you pay for the remainder. The percentage you pay is actually governed by the amount of money you make, so not only do you pay more because you're calculating a percentage of a higher salary, but the percentage you are responsible for also increases as you make more. Former governor Chris Christie fucked us over with the law that implemented that policy. To give you a ballpark figure, my monthly premium is $500 for 2 adults. It would be about $300 for just one person.

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gmoor90 OP t1_je83apu wrote

Wow. Yeah, at my current teaching job our premium for a single employee is only 25 dollars a month. But the coverage also isn’t nearly as good as what you are getting in NJ. My jaw dropped when I saw the NJ teacher plan coverages. Only 10 dollar copay for a doctor visit and 5 dollars for most prescription drugs?? That’s unheard of down here.

Btw, sent you a message. Would like to ask you something if you have a minute.

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