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gmoor90 OP t1_je7u59w wrote

Thank you! I emailed them back and asked why it was prorated. That was about 36 hours ago. No response yet. I’ll likely call tomorrow during my planning period. I don’t want to seem nit picky or bothersome to them, but it’s a contract. It’s important I fully understand it before signing. They have to understand that.

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BenjaminFlocka1017 t1_je7us2p wrote

Oy. Hopefully it was just a mistake and everything's cool, but remember that there are going to be a ton of openings in the next month or two and that ESL is super in-demand in Middlesex County in particular. Trust your gut and don't talk yourself into something that feels off.

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gmoor90 OP t1_je7vf0y wrote

I appreciate the info and the advice. I’m a paranoid person, so sometimes it difficult for me to know if something really is off or if I’m just overthinking it.

Btw, I 100 percent did NOT understand how New Jersey’s teacher health benefits worked. I opened a benefits document last night that said it was like 1400 a month for coverage for a single person. I was freaking out. Then I learned that you don’t actually pay the whole thing. They calculate a percentage based on your income. Or I think that’s how it works?

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BenjaminFlocka1017 t1_je7we24 wrote

Yeah, sure, happy to help. Health insurance sucks for Jersey teachers. Your district pays for a large percentage of the monthly premiums, and you pay for the remainder. The percentage you pay is actually governed by the amount of money you make, so not only do you pay more because you're calculating a percentage of a higher salary, but the percentage you are responsible for also increases as you make more. Former governor Chris Christie fucked us over with the law that implemented that policy. To give you a ballpark figure, my monthly premium is $500 for 2 adults. It would be about $300 for just one person.

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gmoor90 OP t1_je83apu wrote

Wow. Yeah, at my current teaching job our premium for a single employee is only 25 dollars a month. But the coverage also isn’t nearly as good as what you are getting in NJ. My jaw dropped when I saw the NJ teacher plan coverages. Only 10 dollar copay for a doctor visit and 5 dollars for most prescription drugs?? That’s unheard of down here.

Btw, sent you a message. Would like to ask you something if you have a minute.

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