gmoor90 OP t1_je7vf0y wrote on March 30, 2023 at 1:18 AM

Reply to comment by BenjaminFlocka1017 in Teaching in Plainfield? by gmoor90

I appreciate the info and the advice. I’m a paranoid person, so sometimes it difficult for me to know if something really is off or if I’m just overthinking it.

Btw, I 100 percent did NOT understand how New Jersey’s teacher health benefits worked. I opened a benefits document last night that said it was like 1400 a month for coverage for a single person. I was freaking out. Then I learned that you don’t actually pay the whole thing. They calculate a percentage based on your income. Or I think that’s how it works?

BenjaminFlocka1017 t1_je7we24 wrote on March 30, 2023 at 1:25 AM

Yeah, sure, happy to help. Health insurance sucks for Jersey teachers. Your district pays for a large percentage of the monthly premiums, and you pay for the remainder. The percentage you pay is actually governed by the amount of money you make, so not only do you pay more because you're calculating a percentage of a higher salary, but the percentage you are responsible for also increases as you make more. Former governor Chris Christie fucked us over with the law that implemented that policy. To give you a ballpark figure, my monthly premium is $500 for 2 adults. It would be about $300 for just one person.

gmoor90 OP t1_je83apu wrote on March 30, 2023 at 2:18 AM

Wow. Yeah, at my current teaching job our premium for a single employee is only 25 dollars a month. But the coverage also isn’t nearly as good as what you are getting in NJ. My jaw dropped when I saw the NJ teacher plan coverages. Only 10 dollar copay for a doctor visit and 5 dollars for most prescription drugs?? That’s unheard of down here.

Btw, sent you a message. Would like to ask you something if you have a minute.