I second usaa if you can get it, we’ve had them over a decade and response was super quick on 2 accidents, 1 at fault, 1 not. Rates are a tiny bit more than some if you have an at fault, but well worth it. We have them for both cars and house- and they made sure to go over everything with the house to get an accurate rebuild cost. They are pretty well known for being super responsive with homeowners as well, but I haven’t had to test it and hopefully never will.

I've got USAA from my dad being in the Air Force. Great company IME.