I’ve had NJM for 20 years. They’ve always answered the phone. When I get a new car, it’s a 4 min phone call. If I need to make a claim, they tell me the closest approved mechanic. No questions asked. They always replace parts with OEM or better so there is no issues with turning my car back at end of lease. Plus I get a dividend check at the end of the year.

Even if it were more expensive, I’d still use NJM