The temporary license will get you through a traffic stop no problem. (source, happened to me).

If you plan on getting a drink with it, A place that is even remotely strict on id's will probably not accept it.

even if they give you the vertical one still, it shouldn't be a problem in 99% of places as they will double check your birthdate. The purpose of the vertical one is to make it obvious that it needs extra attention.

The one gotcha is if they allow you to renew a vertical one online. I could see that being one of the cases where you need to go in, as people's looks tend to change a fair amount between 17 and 21.