my last job our HR used to have benefits meetings every year and explain the reason for the cost increase. it was because people used the benefits a lot more than the year before.

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the incidence of all kinds of non-infectious diseases like diabetes are rising every year. you can find the info from the real medical pros and the alternative medicine doctors on how to reverse these things without pills.

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most of the doctors I've been to were older and long past their medical school debt. it's the cost of providing the care that's the issue. everything from rent to insurance to salaries to buying the equipment and supplies.

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The NYC mayor reversed his diabetes naturally, but you can find similar stories all over youtube from regular people, medical professionals, researchers and you don't even have to go vegan or vegetarian.

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point is more and more people are using the medical benefits instead of making simple life choices to avoid medical care. it's simple numbers. it's one thing when only a few people had type 2 diabetes and there were more healthy people to pay into the plan to treat them, but the amount of people getting treatment on a regular basis is increasing every year.