If you are looking at national averages for figures, its safe to assume that we are going to be well above that.

Went through this with family in early 2020. The more expensive places were about 11k/month, the less expensive places were about 9k/month.

Pre COVID we were paying ~6,000/month Ocean County

9-11

Yep. Know someone at Sunrise in Randolph. They pay at least 11-12k a month.

My gram just moved to a place in Belvidere, I think it's only $6k(or maybe 8?)a month, and it is pretty nice!

yes mine was bergen county. It's also how they phrase things. For example Sunrise specifically mentions how they do hospice service (Sunrise was most expensive at 11-12/month), and others may not do hospice service, but they can accommodate hospice coming in and doing everything (that medicare pays for). Essentially the same service, but the more expensive ones phrase it differently. My loved one ended up going to a place that was about 8-9 a month. It was a Brookdale that was bought by Juniper. We liked that it was close to family, and also that the head nurse had been working there for ~15 years consecutively. Figured if they treated their employees well enough to stay a long time, the residents are also treated well. It had its minor hiccups, but ultimately was the right place for the duration that my family member was there. Having it close enough to regularly visit (multiple times per week) is really important. If the staff knows you, they'll treat your loved one better (in my opinion).

Monmouth County 2012 $4500 - 2017 $6500. Every reason to believe it would be at least $8500 now.

Somerset county, the nice ones are 13k+ a month

Whoa, 9k a month?! I was hoping for 2-4k!!!

I’ve seen that chain around NNJ / Bergen county. What exactly is included?

Wow.. it costs more than a masters degree, or yearly state taxes

Thank you for your reply. Did Medicare or insurance cover any of your cost?

yuuup

Not Medicare. She had a Long Term Care policy. In about five years they siphoned off almost all of her assets, $650K. She was going to have to go on Medicaid in a couple of months but she got sick and passed away.

feel free to DM if you want to discuss, i think I visited 3 or 4 places before we chose what became juniper. It includes mostly everything that occurs in the facility. Nurse on staff, single room, food, etc. doesnt cover hospital visits, ambulance, etc that occurs outside facility.

Yes i think it started at 8-8.5k but was 9 by the end. This was for a single room. When they get on medicade and cant pay they get moved into a shared room that looks similar to a hotel room or college dorm. No experience with medicade though

Did your person use Medicare to cover some of the cost?

So they slowly accumulated her bank accounts, properties, any assets to offset to balance of the assisted living? I’ve heard of this, but didn’t know it was part of a policy per se.

It’s not. The insurance paid a portion of the cost. The rest came from pensions, Social Security and other assets she had accumulated.

used medicare as much as possible along with their pension which covered some things. but there was also some financial planning and many tricks used years before they went into nursing home. I recommend speaking to an elder lawyer about the financial planning otherwise medicare/medicaid will take everything they have.

Oh boy. Did insurance cover a decent amount?

She bought the policy with a lump sum of about $100,000. I think it paid about $1,700 a month.