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defalt86 t1_ivr5cce wrote

Reply to comment by THROWAWAYHELLLLL in One Day I want To have a Home Here. Seems like wishful thinking. by THROWAWAYHELLLLL

At those numbers, paying it off only saves you about $100/yr (give or take). If debt to income ratio can handle it, you're probably better off putting that money towards the down payment.

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THROWAWAYHELLLLL OP t1_ivr5k28 wrote

If my debt to income is good, then I might just save for the down payment. I thought debt-income was the most crucial aspect for getting pre-approved, so I wanted to make sure I had minimal debt to secure my chances.

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