If you see an HD logo when tuning to 92.3 you can access the HD2. Some cars have it turned off by default for some reason like Audi for example. But most cars with a basic radio don’t have it at all. In that case you can stream via Audacy, Apple Music, etc. I search alt 92.3 on Apple Music to get the stream when I am out of range for the HD signal.

Some cars have HD radio. It’s like “hidden” fm channels. I think it became more popular with 2012 and later cars

I have access to that with my jeep's factory radio.

It was like 92.3 before 1010 wins took over but there are less commercials