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tubbyneko OP t1_ixouutr wrote

Reply to comment by Rimon07 in involved in a car accident, not sure whether to seek medical treatment? by tubbyneko

i was just worried if my health insurance would cover the medical bills for visiting the ER due to a car accident sorry if i worded things in correctly still a bit shaken up lol

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Rimon07 t1_ixp2mhm wrote

That is completely understandable. I really hope you both went to the ER. A fracture in the wrong place can cause all sorts of issues later in life. Better to find out sooner than later so it can be dealt with immediately.

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SD-777 t1_ixq1qvm wrote

Yes the health insurance would cover even if you had auto insurance, but note that many (depends on ERISA rules) health insurance companies will lien your bills, meaning that if you got a settlement they would expect to be paid back out of your settlement. That's why it's much better to exhaust whatever auto insurance you have available before using your health insurance.

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