TLDR: My new auto insurance policy will be active one day after the current one expires, is that okay?

My current auto insurance policy is from Jul 5th to Jan 5th, and I have decided to change a company. At that time I was thinking: "Okay then I should start the new one on Jan 6th", however today I discovered my current one would expire in the first minute on Jan 5th:(

So basically, I know I should not drive the car on Jan 5th, and I wonder whether that will be reported to MVC and affect my registration? Should I call the new company to see if they can start my policy one day earlier, or just leave it alone, not driving the car on Jan 5th is good enough?

Sorry if this question is dumb:( This is my first time owning a car so I don't know related regulations very well...

Many thanks for any help!

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unksci47 t1_j2ciznp wrote on December 31, 2022 at 5:53 AM

Call the new company and change the start date. They should be able to change the policy start date easily.

LostSinglePenguin OP t1_j2ehdw0 wrote on December 31, 2022 at 5:43 PM

Many thanks! Called them today, and have got this done!

storm2k t1_j2covqt wrote on December 31, 2022 at 6:58 AM

call your new insurance company asap. they can change the start date and issue you new docs. this is a thing that does happen and your insurance company will make sure you're not driving uninsured at any point.

LostSinglePenguin OP t1_j2ehirp wrote on December 31, 2022 at 5:44 PM

Thanks for your advice! I gave them a call today and got all the things done!

storm2k t1_j2ehoqh wrote on December 31, 2022 at 5:46 PM

Glad you were able to get it done!

Nub_Shaft t1_j2do5kn wrote on December 31, 2022 at 2:12 PM

Insurance policies usually start and end at midnight on the given date. So your old one will end on January 5th at midnight and your new one will begin on January 6th at midnight so there will be zero gap.