Viewing a single comment thread. View all comments

Unusual-Okra9251 t1_j6iw7r0 wrote

The rate increase for NJ is based on people only carrying the minimal amounts of coverage, so either they're full of shit or you were underinsured anyway.

46

Snownel t1_j6lbie3 wrote

Mine bumped up from $700/6mo to $840/6mo for no reason, with as much coverage as they'll give me. So I'm leaning towards them just being full of shit.

5

black_stallion78 t1_j6m4d77 wrote

I called my insurance up when my rate was increased and complained and they lowered it by a few dollars. The rates go up depending on what town you live in and how many claims that payed out in that community.

1

electrowiz64 OP t1_j6iwgyf wrote

I meann it’s now $209 a month and I’m 28M. $1k deductible, Idk how much more minimal I can get

0

Wild-Supermarket-443 t1_j6jbg0o wrote

Damn I’m a 28M and have a 2018 Subaru Impreza with a $500 deductible and with homeowners insurance, I’m paying $166 a month

9

VaMoInNj t1_j6jx542 wrote

It’s the minimum liability coverage that they increased from $15,000 to $25,000 (which is still too damn low). Nothing to do with comprehensive/collision.

5

Unusual-Okra9251 t1_j6iwrsb wrote

What are you driving?

1

electrowiz64 OP t1_j6iwtrm wrote

2016 Honda HRV

0

Unusual-Okra9251 t1_j6ixe8o wrote

I'd try getting a quote from NJ Manufacturers Insurance, or if it's available to you, Navy Federal.

5

callisto744 t1_j6jaozi wrote

I'm a 32F in NJ driving a 2016 HR-V. My car insurance and renters insurance is $172/month with travelers.

3