Honestly, I wouldn’t wait on it. You could be putting those savings towards your move, friend! The “beauty” of capitalism is that if you don’t like a business, you can walk away and find one that works for you. Car insurance is set up like that, and Geico will keep charging you until you’re fed up and decide the annoyance of shopping around is worth it. Doing it twice could save you money, but maybe if you choose a national provider, they just need to update your info and wouldn’t change your payment? Not sure but worth a try.