To all the people saying this company or that company, just shop around and go with the best price for your budget for the coverage you need. I used to be with NJM since I started driving and my parents had them too before I was born. I left them when I became independent cause they raised my rates even though I have no accidents, no tickets, good credit, etc. Moved to Geico cause they were the cheapest for the insurance coverage I want. If they raise my rates to an unfair amount then I'll jump ship again like I did with NJM.

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PS - Unless you are really accident prone then I guess company would matter to a degree?