sometimes people call the basic idea of monetary exchange capitalism and that's just not right

capitalism doesnt work because it will always seek to draw in all wealth to individual private owners, that's literally the meaning of capitalism it's a temporary ideology of governing because it will inevitably collapse if not controlled

there are other methods of governing that still use money but whose whole point isnt just to accumulate capital until there's nothing left, like for example justicialism, or further to the left: socialism, if you no longer have a currency you've gone too far left and strayed into communism turn right again